The idea of retirement planning can be both frightening or exhilarating, and some people think it is too far away to contemplate doing something about.
From any age, lifestyle financial planning can make a big difference to the quality of life you might expect to enjoy when you retire.
We will work with you to help achieve the life and financial goals that will enable you to enjoy a brighter financial future.
Your retirement pot is possibly going to be the biggest monetary asset you will have, alongside the value of your home. A common question people ask is ‘How much money do I need to retire on comfortably?’ The answer requires you to think about when you want to retire and how much income you want each year. Some people underestimate what they need to save to enable them to provide a level income throughout retirement.
Quite a few people cannot picture themselves stopping work entirely. Many people opt to reduce their hours, take on a part-time job, or take on short-term contract work. If you are thinking about one of these options, our Lifestyle Financial Planners will work with you ensuring you are financially prepared. We work with you to achieve financial independence and freedom. We want to work with you to make the best choices for you when the time comes.
A retirement review will consider your current financial position including any pensions, savings, investments, and protection plans. We will produce a strategy model which will illustrate what is needed to achieve your retirement goals. It will give you a chance to spend time thinking and visualising how you want your retirement to look.